Author: TitanPrep

Student Loan Forgiveness in the News Again: New Payment Extension Federal student loan forgiveness has been in the news again due to the most recent payment extension. Student loans were set to resume payments on May 1st, but the Department of Education issued another stay, pushing commencement out until August 31, 2022. Recent results of…

Biden extends pause on student loan payments until December 31 After 25 months of paused payments, program changes and loans being transferred from servicer to servicer, the most important thing you can do is to prepare now. Payments are scheduled to resume by the end of August, according to the Department of Education (DOE). Now…

How do I sign up for an Income Based Repayment (IBR) Program? One of the federal student loan repayment programs that can adjust your monthly loan payment is an IBR (Income-Based Repayment). This program determines payments based on your income and family size. Under this program, the amount of your monthly payment is capped. It…

Lawsuits Continue to Plague Student Loan Servicers In recent years, lawsuits have been filed against virtually every student loan servicer in the industry. The Department of Education (DOE) hires private contractors to service its student loans. These companies/banks are known as loan servicers. Policymakers create the actual terms for the programs that student borrowers are…

How to Dispute Unauthorized or Unqualified Student Loan Debt Student borrowers are responsible for repaying their valid loans. However, if you were unqualified to receive the loans, or if your school falsely certified your eligibility to receive a loan, you may be eligible to cancel that debt through a False Certification Discharge. There are four…