Author: TitanPrep

  • Simplified TPD Discharge: Faster Cancellation

    Simplified TPD Discharge: Faster Cancellation

    Simplified TPD Discharge: Faster Cancellation Thousands of student borrowers have been able to cancel their debt through the federal Disability Discharger program. If you are permanently unable to work, you may qualify to have your student loans cancelled. Adjusting to life after an accident or chronic illness is difficult, especially if it interferes with your…

  • IDR One Time Adjustment Will Lead to Loan Forgiveness

    IDR One Time Adjustment Will Lead to Loan Forgiveness

    IDR One Time Adjustment Will Lead to Loan Forgiveness The Biden administration announced the IDR Account Adjustment last year, a one-time fix that will allow the Education Department to give retroactive credit toward student loan forgiveness under Income Driven Repayment (IDR) plans.  Even if they have been repaying their student loans according to a different…

  • Student Loan Servicer Errors: How to Fix & Avoid (5M in 1 year!)

    Student Loan Servicer Errors: How to Fix & Avoid (5M in 1 year!)

    Student loan borrowers have long been subject to a number of challenges when it comes to managing their loans, but one issue that has particularly impacted many borrowers in recent years is the problem of servicer transfers.

  • Is Automatic Student Debt Forgiveness Coming?

    Is Automatic Student Debt Forgiveness Coming?

    Keeping track of all the possible solutions to student debt reform is almost as elusive as tracking the end of the Covid forbearance.Although scheduled to expire at the end of December, the details on how to restart tens of millions of borrowers making payments to servicers that will be understaffed and overwhelmed are yet to…

  • Congress allows joint student loan separation

    Congress allows joint student loan separation

    Congress approves bill allowing joint student loan separation Congress passed a bill that lets couples with FFEL consolidated students loans split their debts and become eligible for forgiveness.  Borrowers with Spousal Consolidation Loans, especially those from lenders in the Federal Family Education Loan (FFEL) Program, have not been able to take advantage of many of the…