TitanPrep News Room

Don't Miss Your Extra IDR Payment Credits or Discharge this Spring

OOC IDR Update

Your income–driven repayment (IDR) qualifying credit total could increase 

Beginning in the spring of 2023, borrowers who have been making payments on their federal student loans for at least 20 years will begin to see the remainder of their debt discharged. Millions more will move significantly closer to forgiveness.

We make sure you receive ALL the credits you deserve.

The Education Department admitted that servicers misled millions of borrowers into forbearance. This halted qualifying payments and interest. Servicers also rejected many payments due to technical issues, which will now be counted.  

TitanPrep wants to ensure that you get the most out of this one-time correction

Verify your account today


The Spring 2023 IDR payment waiver follows the PSLF Limited Waiver that expired October 2022

Along with IDR applicants who qualify, borrowers who could have used the PSLF waiver but didn’t will have their debts automatically forgiven. 


Don’t wait until servicers are overwhelmed.

The Office of Federal Student Aid (FSA) will receive the exact same amount of funding in 2023 as it did in 2022 and must now determine which of its many obligations it can afford to fulfill. We advise you to fix your account immediately, before the agency potentially runs out of funds or reduces program accessibility. 

Don’t miss out. Verify your payment credits are correct now.

Call 657-204-6797

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