Author: TitanPrep
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Do Your Student Loans Die With You?
Do Your Student Loans Die With You? You may feel like you’ll be paying off student loans until the day you die. But even that may not be the end of it. “It all depends on the type of loans you have and the lender”, says Adam Minsky, a student loan attorney with offices in…
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How Does Filing For Bankruptcy Affect my Federal Student Loans?
How Does Filing For Bankruptcy Affect my Federal Student Loans? It’s difficult, but not impossible, to discharge student loans in bankruptcy. Some borrowers have been able to discharge their student loans through bankruptcy with a little-known procedure. Credit card debt, personal loans, vehicle loans, and mortgages are far easier to pay off than college loans.…
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Payments too high? Try an Income-Driven Repayment plan (IDR)
Payments too high? Try an Income-Driven Repayment plan (IDR) Your monthly federal student loan payment is set at an amount that is supposed to be affordable based on your salary and family size in an income-driven repayment plan (ICR). Here is a quick guide for how to pick the right repayment plan for your needs.…
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PAYE/REPAYE Student Loan Plans: How They Work. Whom They Are Best
PAYE/REPAYE Student Loan Plans: How They Work. Whom They Are Best Pay As You Earn (PAYE) and its newer equivalent Revised Pay As You Earn (REPAYE) are two of the four ICR options offered. Although REPAYE is usually easier to qualify for, PAYE may be a better alternative for you when student loans are due,…
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De-stress Your Life and Student Loans Before the Pause Ends
De-stress Your Life and Student Loans Before the Pause Ends Required payments for your student loans are currently paused under the most recent “CARES Act” extension. The payment freeze is scheduled to end December 31st, 2022 Required payments for your student loans are currently paused under the most recent “CARES Act” extension. The payment freeze is…
