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212 Death Discharge
Qualifying Loan Types
- Direct Loan
- Direct Subsidized Loan
- Direct Unsubsidized Loan
- Direct Consolidation Loan, or
- Direct PLUS Loan
- Federal PLUS Loan
Qualifying Origination Dates
All origination dates qualify
Required Document for Discharge
- An original or certified copy of the death certificate.
- An accurate and complete photocopy of the original or certified copy of the death certificate.
- An accurate and complete original or certified copy of the death certificate that is scanned and submitted electronically or sent by facsimile transmission; or
- Verification of the borrower’s or student’s death through an authoritative Federal or State electronic database approved for use by the Secretary.
Direct Consolidation Loan
In the case of a Direct Consolidation Loan that repaid a Direct PLUS Loan or a Federal PLUS Loan obtained on behalf of a student who dies, the discharge is an amount equal to the portion of the outstanding balance of the consolidation loan, as of the date of the student’s death, attributable to that Direct PLUS Loan or Federal PLUS Loan.